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Build Corporate Credit Yourself
Steps to getting ready for theĀ 
Corporate Credit Building Process ...
Build Corporate Credit Yourself
Steps to getting ready for the Corporate Credit Building Process
Establishing a business credit profile, helps you to open small business bank loan, multiple business credit cards and several lines of credit with vendors. You start corporate credit building by preparing for creating your credit profile and the application process with lenders, performing your due diligence. You must ensure that your business is ready for the credit building process-- if you begin without performing these tasks, you risk having to start over or even worse, wind up being tagged bad credit/ high risk by the reporting agencies. It's important to understand and complete these steps to build your business' credit profile.
Step 1-- Credit Name Search with Dunn and Bradstreet
By searching D&B for business names, you can quickly find out if a business with the same name has credit history. By using the advanced search, you can query the D&B database on a national level. Why is searching Dunn and Bradstreet important? If you were to complete the business credit building process and later find out that a company with the same name (perhaps in a different state) had a credit profile with high or poor risk credit history, you could find yourself having to overcome that when your company name is searched.
D&B Business Name Search
You can continue with the credit profile building process once you have confirmed that your business name is unique with D&B. Should you find a company with the same name, you may consider amending your company records in order to build credit under an entity name that is not already in use.
Step 2-- Entity Name Availability Search
The next step is to check your entity name against all registered entities in the nation. You can do this by visiting each state's Secretary or Commission office, website or call center and check name availability, or you can use an online tool for $65.00. KnowX, LLC provides a search tool for credit and financial records as well as registered business entities. If there is another registered business entity using the same name in another state, this simple search will let you know.
KnowX, LLC Name Availability Search
The search should be conducted without a corporate identifier, meaning just the name of the entity without "Inc", "LLC", "Limited", "Corp", etc. With this search, you will find your company listed and you can view public record information, such as when the entity was formed, the type and registered entity addresses.
Step 3-- Trademark Infringement Check
You will also want to check the Trademark Electronic Search System (TESS) database for an exact match of your entity name. This type of query will generally show a lot of results. What you enter into the form is parsed and truncated for broad match. If you search for "Business Credit", you will see results such as "CU BIZSOURCE" which doesn't have 'business credit' in the name or the description of services and goods, however 'business' and 'credit' are, which will deliver a result, even without an exact match.
Trademark Electronic Search System (TESS).
Trademarks will be registered and either LIVE or DEAD, in this case, you want to look at live trademarks with an exact match of your business name in order to ensure there is no conflict. Another consideration is that trademarks are assigned categories, so you can have a word mark registered for your industry or sector and another entity can register the same word sequence in another category for other purposes.
Step 4-- Domain Name Search, Website Address.
You should register your company name as a domain, preferably with a ". com" extension. Check any domain register provider for domain name availability. Your domain name may or may not include your corporate identifier. Meaning that if your company name is "Best Project Managers, Corp" you would seek to register "www.bestprojectmanagerscorp.com" or alternatively "www.bestprojectmanagers.com" for this purpose.
Register.com Domain Availability Check.
This doesn't have to be the primary domain name that your company uses for business. Following the example above, you may be using an alternative domain name, however it is important that the name you are going to build credit under is registered to you.
Step 5-- Superpages Directory Listing.
Make sure you have a business listing in the Superpages business directory. If you find your business, check to ensure the information is updated with your current contact and location details.
Superpages Business Directory Listing.
There are several options for your business to be listed, for this purpose, simply having your business name in the directory with your current contact information is sufficient.
By searching D&B for business names, you can quickly find out if a business with the same name has credit history. If you were to complete the business credit building process and later find out that a company with the same name (perhaps in a different state) had a credit profile with high or poor risk credit history, you could find yourself having to overcome that when your company name is searched.
The next step is to check your entity name against all registered entities in the nation. You will also want to check the Trademark Electronic Search System (TESS) database for an exact match of your entity name. If you search for "Business Credit", you will see results such as "CU BIZSOURCE" which doesn't have 'business credit' in the name or the description of services and goods, however 'business' and 'credit' are, which will deliver a result, even without an exact match.
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